Last updated: 2026
These Terms of Use (“Terms”) govern your access to and use of this website and the book The Veteran’s Benefits Playbook (the “Book”). By purchasing, downloading, or using a Book or this website, you agree to these Terms and to our Disclaimer. If you do not agree, please do not use the site or buy the Book.
You are buying a digital book delivered as a downloadable PDF for your own personal use. No physical product is shipped. You are responsible for having a device able to open a standard PDF.
The Book is licensed, not sold, for your personal and household use. You may read it, keep it, and print a copy for yourself. You may not resell, republish, share, sublicense, or distribute it, in whole or in part, or use it for any commercial purpose. If someone else would find it useful, please direct them to this website to buy their own copy.
Payment and delivery are handled by our third-party platform, Gumroad, subject to its own terms. Because this is a digital product delivered instantly, all sales are final once the download has begun. If your file is faulty, corrupted, or won't open, contact us through the receipt or order page from your Gumroad purchase and we will replace it or provide a refund.
The Book helps you understand VA benefits, rules, and processes in plain English and points you to the right forms, offices, and questions. It is not legal, financial, tax, or medical advice, and it is not a substitute for a qualified professional. The author is not a VA-accredited representative, claims agent, or attorney, and the Book does not prepare, present, or prosecute any claim — for help with your own claim, use a free VA-accredited Veterans Service Organization or county veterans service officer, or an accredited attorney or agent. Rates and rules change, usually every December 1, and some benefits vary by state. Always confirm your situation with VA (VA.gov), an accredited representative, or a qualified professional before acting. See our Disclaimer for full details.
Every figure was carefully researched and reflects VA rates in effect from December 1, 2025 and rules as of October 2026 to the best of our knowledge, but laws, limits, rates, and amounts change. The Book and website are provided “as is” and “as available” without warranties of any kind, express or implied, including accuracy, completeness, merchantability, or fitness for a particular purpose. Always verify against the official sources cited.
We do not guarantee that you will qualify for any benefit, or receive any particular rating, amount, or result. Outcomes depend on your circumstances, current rules, and decisions made by VA and other government bodies.
To the fullest extent permitted by law, the author, publisher, and their affiliates will not be liable for any direct, indirect, incidental, consequential, special, or punitive loss or damage — including loss of money, benefits, savings, or opportunity — arising from your use of, or reliance on, the Book or this website. Where liability cannot be excluded, it is limited to the amount you paid for the Book. Nothing in these Terms excludes any liability that cannot lawfully be excluded.
This is an independent educational resource. It is not affiliated with, endorsed by, or sponsored by the U.S. Department of Veterans Affairs, the Department of Defense, any branch of the armed forces, any Veterans Service Organization, or any other government agency. We receive no payment or commission from anyone for any benefit or service mentioned. All program names and forms mentioned are public information.
We may update these Terms from time to time. The version posted on this website at the time you use it is the version that applies.
These Terms are governed by the laws of the jurisdiction in which the publisher is established, without regard to conflict-of-law principles, and the courts of that jurisdiction will have jurisdiction over any dispute, to the extent permitted by law.
Support for your purchase is handled through Gumroad, the platform that processes and delivers the book. For any question about your order, use the receipt or order page from your Gumroad purchase.